Things that make you sad, angry, or upset.

[Bridgecity]

^ I like the auction idea.  A friend has his dealers license and uses the auctions quite frequently.  I should touch base with him.

[GreatBigAbyss]

What are the ethics on saying 'runs and drives' and not bringing up the failing CVT at all at an auction.

I feel like because things are less personal at an auction, the term 'buyer beware' applies more? 

I dunno, how scuzzy is that?  Is it scuzzy at all?  Is it accepted? 

I feel like anyone buying a 13 year old (can't believe 2013 was already 13 years ago....wtf) Nissan with a CVT at an auction should be wary to begin with, right?  Just assume that the CVT is probably failing, without being told it directly?

Isn't that why auction prices are lower than private or dealer sales to begin with?  Because there's an element of risk that's just accepted as a cost of doing business?

[Revelations]

There is ZERO ethics with auctions, especially dealer auctions. Unless its a blatantly obvious problem (loud knock, doesn't move or run at all) anything goes. It's buyer beware. Bridge has a friend with a dealer license so he can run it on TradeRev (instant 45 min live dealer action) providing he has access to it.

At auction as-is is exactly that. Some mom and pop auctions will ask you if there are any known issues prior to listing.

[Bridgecity]

Buddy suggested I put it on PBR (local auction), but suggested I keep the description accurate as anyone can bid on vehicles from those auctions.  He didn't make any other suggestions so guessing he doesn't want to deal with it.  I'm not going to push him.

[GreatBigAbyss]

The last hailstorm damaged our roof a fair bit.  I was up there looking around yesterday, and there are definitely some broken/holed shingles, and the plastic flashing around our main stack took a direct hit, with a 2" hole through it.  Any water going in there will head straight for the attic.  A pro would probably be able to see more.

So, we're going to need a new roof.  Great, we've got insurance.  Except, no.  Apparently, because we can't prove how old our roof is (it was replaced before we bought the house, and it's in good shape, but we didn't get any receipts or proof verifying it's age), our insurance company is only covering 20% of the cost of our replacement.  And that amount is just below our deductible. 

The annoying part is that my insurance company sent me a letter a few years ago telling me that this was happening, so it's not exactly a surprise.  But did they reduce my rates because now they have less risk?  Hell no.  My premiums have actually doubled over the last few years, despite no claims. 

So, fuck, we're going to be completely out of pocket to replace the roof. 

[Firm]

Typical insurance scamminess, dealt with the same thing when a windstorm wrecked the roof at our old place. Fortunately, I had paperwork from when we purchased the house that proved the roof was only 6 years old, so they covered it. Even then though, they covered a pro-rated amount to account for the 6 years of life the roof provided.

[RRocket]

The last hailstorm damaged our roof a fair bit.  I was up there looking around yesterday, and there are definitely some broken/holed shingles, and the plastic flashing around our main stack took a direct hit, with a 2" hole through it.  Any water going in there will head straight for the attic.  A pro would probably be able to see more.

So, we're going to need a new roof.  Great, we've got insurance.  Except, no.  Apparently, because we can't prove how old our roof is (it was replaced before we bought the house, and it's in good shape, but we didn't get any receipts or proof verifying it's age), our insurance company is only covering 20% of the cost of our replacement.  And that amount is just below our deductible. 

The annoying part is that my insurance company sent me a letter a few years ago telling me that this was happening, so it's not exactly a surprise.  But did they reduce my rates because now they have less risk?  Hell no.  My premiums have actually doubled over the last few years, despite no claims. 

So, fuck, we're going to be completely out of pocket to replace the roof. 

Did you have a PPI done on the house prior to purchase? Surely something would be noted in there?

[GreatBigAbyss]

The last hailstorm damaged our roof a fair bit.  I was up there looking around yesterday, and there are definitely some broken/holed shingles, and the plastic flashing around our main stack took a direct hit, with a 2" hole through it.  Any water going in there will head straight for the attic.  A pro would probably be able to see more.

So, we're going to need a new roof.  Great, we've got insurance.  Except, no.  Apparently, because we can't prove how old our roof is (it was replaced before we bought the house, and it's in good shape, but we didn't get any receipts or proof verifying it's age), our insurance company is only covering 20% of the cost of our replacement.  And that amount is just below our deductible. 

The annoying part is that my insurance company sent me a letter a few years ago telling me that this was happening, so it's not exactly a surprise.  But did they reduce my rates because now they have less risk?  Hell no.  My premiums have actually doubled over the last few years, despite no claims. 

So, fuck, we're going to be completely out of pocket to replace the roof. 

Did you have a PPI done on the house prior to purchase? Surely something would be noted in there?

No PPI.  To be fair, Im on the construction industry, and could tell it had good bones.  It's been pretty good in the twelve years we've owned it.  This is the first major expense, and was caused by hail

[Revelations]

We had a small hailstorm when we lived in Alberta. Neighbor got a new roof and suggested I get mine checked. Called insurance and they sent a guy out who confirmed the roof had taken some damage from the hail. Insurance gets back a few weeks later denying any roof coverage as the roof is "aged out" and needs replacement due to age and not damage. They then said if we don't fix it, they won't cover ANY exterior issues or water leaks/damage. House was 11 years old. Insurance company was also who held our mortgage. Yeah, out of pocket wasn't cheap. Same roof was completely replaced again last year due to another hailstorm!

[GreatBigAbyss]

11 years old is BS.  The shit insurance goes through to deny claims!

[Johnnymac]

Stupid question but is there any type of roof that is more resistant to hail damage?  I just assume you are all talking about asphalt shingled roofs.

Here in NB hail isn't overly common, at least the type that causes this sort of damage.  I switched our roof to metal about a decade ago as it should out last us before having to be replaced.

[Blueprint]

Odd about all these CVT issues. The Mentor has a 10 y.o. Murano now with high mileage and it's going strong. ex-MIL's and now SIL's 2009 Rogue still looks and drives new with about 90,000 km on it. My Mom's 2015 Sentra SV with Lux pkg has all of 25,000 km and looks / drives new. Has had all the expensive CVT services.

The Sentra's engine is solid, as is the rest of the car. Manual models go for cheap, could be much better than a duct-taped, thrice wrecked end-of-life mileage Civic.

[Bridgecity]

^ My friend that I mentioned earlier with the dealer license has bought many Nissan's with the CVT and currently his wife and daughter drive Nissan's with the CVT.  He said he's never had a problem.  His experience was one of the reason's I bought this Sentra. 

Anyway, last night a 2011 Mazda3 sport popped up on marketplace. Had only been listed for 26min, looked good so I immediately messaged the owner and went and looked at it this morning.  We'll be picking it up later this week as there's no insurance brokers open today.  The car has 170k kms, second owner, all service records from new, new tires this spring, new AC compressor this spring, and overall has been very well taken care of.  It literally drives like new, very solid and no suspension noises whatsoever.  I'm aware of the rust issues with these cars and will do my best to keep it at bay.  At this time is has some very minor rust on the under lip of the driver's side rear fender. 

A person doesn't get much of a chance at cars like this in this market.  The owner said they can't keep up with messages on the car.  He had no idea of the demand for compact cars. As another example, I tried to look at a 2011 Accord that was in good shape.  Ad was posted for a day.  When I messaged the seller they had 5 people coming to see it that evening.  List price was 10.5k.  The first potential buyer bought it.

I'll list the Nissan and see what happens.  If it doesn't sell for anything that's worth it, I'll drive it until it fails and save the kms on my truck. 

[GreatBigAbyss]

Sweet find!